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bank of america down payment grant eligibility

(CLTV > 95% requires secondary financing to be an affordable down payment assistance program.) 16.24718 0 Td -2.285 -3.32 -2.285 -2.576 -2.285 -2.259 c T)-16(h)-14.1(e B)-25.5(a)-15.9(n)-11.5(k o)-2.8(f A)-18.4(m)-15(e)-9.1(r)-16.3(i)-4.9(c)-33.5(a D)-16.1(o)-9.3(w)-16.8(n P)-23.5(a)-8.8(y)-16.8(m)-14.9(e)-12.8(n)-5.6(t G)-18.1(r)-29.4(a)-15.8(n)-5.6(t p)-9.9(r)-10.2(o)-13.9(g)-14.9(r)-29.4(a)-15.8(m m)-15.4(a)-8.8(y o)-13.2(n)-8.8(l)-13(y b)-17.2(e a)-18.2(p)-16(p)-14.3(l)-2.7(i)-4.9(e)-19.1(d o)-13.2(n)-14.1(c)-12.6(e t)-13.5(o a)-15.9(n e)-13.7(l)-2.8(i)-6(g)-13.4(i)-4.2(b)-13.2(l)-12.9(e m)-13.6(o)-9.4(r)-38.7(t)-30.8(g)-26.6(a)-18.5(g)-8.3(e)-20.3(/)9.7(p)-9.9(r)-10.2(o)-15.5(p)-17.2(e)-9.1(r)-38.7(t)-31.2(y)18.1(, r)-11.1(e)-12.6(g)-26.6(a)-12.2(r)-12.1(d)-10.4(l)-12.8(e)-18.2(s)-12.1(s o)-2.8(f t)-22.8(h)-14(e)-10( )] TJ Default Swatch Group /Fm0 Do 19.11572 183.40018 l 5.5 -1 l There is a $50 monthly membership fee to join the NACA program. -64.877 -1.428 l TJ T)50.4(e)-9.1(r)-21.4(m)-10.7(s a)-15.9(n)-14(d c)-11.7(o)-13.2(n)-14.1(d)-5.6(i)-2.8(t)-17.7(i)-4.9(o)-13.2(n)-9.8(s a)-18.2(p)-16(p)-14.3(l)-13(y)18.4(. / 85.000002 <>stream The VA funding fee is non-refundable. -73.827 2.113 -72.143 0.255 -72.132 -2.124 c -54.776 1.939 m 15.99648 0 0 15.99648 27 319.49377 Tm Adobe Illustrator CC 22.1 (Macintosh) False uuid:CE5D021BC6AC11DD972C93BFA0CBD7BD The FHA, unlike Bank of America’s new program, offers loan options with as little as 3.5% down mortgages, along with 520 FICO score. The funds do not require repayment. [(r)-1.5(e)-9.7(c)1.9(e)2(i)-7.3(ve a l)-5(e)-11.7(n)-14.7(d)-14.2(e)-6.4(r c)-8.3(r)-1.5(e)-9.6(d)-5.4(it f)10.6(o)-8.4(r)5( )] TJ H�d��N�V���, Pageflex Server [document: DP0600753_00001], Other Keywords|Equal housing lending icon. BT Regal Red 187 Other Keywords|Home Loan Icon -119.995 -2.74 m ET / BT 9.999986 2019-11-26T12:52:36-05:00 -0.028 Tw P)-12.4(r)-10.1(o)-13.9(g)-14.9(r)-29.4(a)-15.9(m f)-17.2(u)-8.3(n)-14.1(d)-11.2(s c)-33.6(a)-15.9(n b)-17.2(e a)-18.2(p)-16(p)-14.3(l)-2.7(i)-4.9(e)-19.1(d t)-13.5(o)-9.3(w)-22.8(a)-12.1(r)-12.1(d d)-15.5(o)-9.3(w)-16.8(n p)-23.7(a)-8.8(y)-16.8(m)-15(e)-12.8(n)-5.6(t)-10( )] TJ -17.948 1.939 l 8 0 0 8 26.0548 69.648 Tm -0.016 Tw -0.694 0.322 -1.435 0.644 -2.031 0.909 c False T)-16.1(h)-14.1(e g)-14.9(r)-29.4(a)-15.9(n)-5.6(t c)-33.6(a)-15.9(n)-9.2(n)-12.8(ot b)-17.1(e a)-18.2(p)-16(p)-14.3(l)-2.7(i)-4.9(e)-19.1(d t)-13.5(o)-9.3(w)-22.8(a)-12.1(r)-12.1(d d)-15.5(o)-9.3(w)-16.8(n p)-23.8(a)-8.8(y)-16.8(m)-15(e)-12.8(n)-5.6(t)-37.1(, p)-9.9(r)-11.1(e)-15.1(p)-23.8(a)-10.1(i)-6.6(d i)-2.8(t)-14.4(e)-12.8(m)-10.7(s o)-9.4(r r)-11.1(e)-19.1(c)-14.8(u)-4.6(r)-17.7(r)-16.3(i)-2.8(n)-13.2(g c)-11.7(o)-10.7(s)-12.1(t)-40.1(s)-21.2(,)-10( )] TJ BT 606.14532 183.40018 l Magenta a 100% home financing strategy from Bank of America, N.A. 0.359 -0.032 0.256 -0.085 0.121 -0.089 c The new Homebuyer Dream Program will be launched by the Federal Home Loan Bank of New York on Monday, July 8th, 2019. The membership fee includes member benefits such as helping saving your house if you should run into hard times. EMC 423 390.2 162 213.669 re saved converted -0.121 -0.089 l -1 0 l False ET B)-25.5(a)-15.8(n)-11.5(k)-10( )] TJ proof:pdf BT -30.893 0.383 l N)-12.5(ot a)-12.9(v)-24.2(a)-10.1(i)-2.4(l)-13.8(a)-17.9(b)-13.2(l)-12.8(e w)-11.6(i)-2.7(t)-22.8(h a)-15.8(l)-7.3(l l)-12.9(o)-23.3(a)-15.9(n)-10( )] TJ -44.395 -2.45 l -0.127 0.354 0.173 0.646 0.545 0.646 c Print Red 74.609375 q 34.56473 0 Td 35 xmp.iid:8c7bd514-6de0-4c2b-ac5a-f6bf84bc5f24 ET )0.5(P)-12.4(r)-10.2(o)-13.9(g)-14.9(r)-29.4(a)-15.8(m )0.5(f)-17.3(u)-8.3(n)-14.1(d)-11.2(s )0.5(c)-33.6(a)-15.9(n )0.5(o)-13.2(n)-8.8(l)-13.1(y )0.5(b)-17.2(e )0.5(u)-8.8(s)-15.9(e)-19.1(d )0.5(f)-5.1(o)-9.4(r )0.5(n)-12.8(o)-13.2(n)-5.5(r)-11(e)-19.1(c)-14.9(u)-4.6(r)-17.7(r)-16.3(i)-2.7(n)-13.2(g )0.5(c)-18.2(l)-12.9(o)-10.7(si)-2.8(n)-13.2(g )0.5(c)-11.7(o)-10.7(s)-12.1(t)-40(s i)-2.8(n)-14(c)-18.2(l)-7.9(u)-14.3(d)-5.6(i)-2.8(n)-13.1(g)-10( )] TJ 100.000000 Black ET 0 11.5 l h 10 0 0 10 27 537.6193 Tm 2.879 -2.732 l -103.892 1.939 l -0.015 Tc saved 10 0 0 10 27 559.6193 Tm TJ /T1_2 1 Tf proof:pdf B)-17(o)-9.4(r)-17.7(r)-10.1(o)-9.3(w)-8.9(e)-9.1(r)-25.2(s c)-33.5(a)-15.9(n)-9.2(n)-12.8(ot r)-11.1(e)-19.1(c)-12.5(e)-5.1(i)-12.1(v)-7(e p)-9.9(r)-10.1(o)-13.9(g)-14.9(r)-29.4(a)-15.9(m f)-17.2(u)-8.4(n)-14.1(d)-11.2(s a)-16.8(s c)-33.6(a)-16.8(s)-5.6(h b)-23.3(a)-19.8(c)-20.5(k)-31.5(.)] 0 0 m 4.423 -3.544 l -15.975 -5.556 l 1 8.059774 converted 136.576 39.281 3.036 0.831 re 8 0 0 8 26.6027 27.004 Tm ET ET 0.000000 -92.655 -6.188 l 05_Banking/Financial|Home Equity To be eligible for WISH funds, the homebuyer must meet the following eligibility criteria: 8 0 0 8 26.0548 97.312 Tm 0.59 0.191 1.296 0.383 1.892 0.55 c application/postscript ET yt4U2w\Ԯ9o_{ G����HE(E^��� �v3���63�5Y�&s�ݴִcV�65���J� 100.000000 EMC 1.285 -4.797 1.285 -5.54 1.285 -5.858 c R=0 G=0 B=0 The federal government offers help through Mortgage Credit Certificates (MCCs), an annual federal income tax credit that enables first-tim… 2008-12-08T11:24:11-05:00 h Our Down Payment Grant program offers a grant equaling 3% of the home purchase price, up to $10,000, to be used for a down payment in select markets. House Q )-15.1( )] TJ Unified Adobe Illustrator CC 22.1 (Macintosh) Participants who meet the new program's eligibility requirements may receive up to $14,500 in grant funds to assist in covering the down payment and closing costs. from application/postscript to application/vnd.adobe.illustrator 2.285 -1.132 1.297 -0.196 0 0 c 1 5 m /metadata CMYK -27.306 -6.188 l Other Keywords|Rebrand 0 0 l PROCESS -5.19 1.835 -2.984 1.326 0 0 c -48.806 1.939 l BT [(A)-11.4(d)-16.6(d)-5.6(i)-2.8(t)-17.6(i)-4.9(o)-13.2(n)-14.4(a)-15.8(l )0.5(i)-2.8(n)-7.9(f)-5.1(o)-9.4(r)-21.4(m)-15.3(a)-8.9(t)-17.7(i)-4.9(o)-13.2(n )0.5(a)-17.9(b)-17.2(o)-14.1(u)-8.8(t )0.5(t)-22.8(h)-14.1(e A)-18.4(m)-14.9(e)-9.1(r)-16.3(i)-4.9(c)-33.6(a)10(�)39.2(s H)-12.5(o)-13.1(m)-15(e G)-18(r)-29.4(a)-15.9(n)-5.6(t )0.5(p)-9.9(r)-10.2(o)-13.9(g)-14.9(r)-29.4(a)-15.9(m: )0.5(T)-16.1(h)-14.1(e )0.5(A)-18.4(m)-15(e)-9.1(r)-16.3(i)-4.9(c)-33.5(a)10(�)39.2(s )0.5(H)-12.5(o)-13.2(m)-15(e )0.5(G)-18.1(r)-29.4(a)-15.9(n)-5.5(t )0.5(p)-9.9(r)-10.2(o)-13.8(g)-14.9(r)-29.4(a)-15.9(m )0.5(i)-2.8(s )0.5(a )0.5(l)-12.9(e)-12.8(n)-14.1(d)-15.5(e)-9.1(r )0.5(c)-14.4(r)-11(e)-19.1(d)-5.6(i)-2.8(t)-34.8(. PROCESS xmp.iid:422a860a-7c01-4fda-988c-cc1fa7480d7d -5 12.5 l The bank accepts gift funds and down payment assistance programs in lieu of the borrower’s own funds for down payment … To keep things in perspective, $50 is usually less than mortgage insurance charged by both FHA and conventional loans. -6.284 -4.029 -5.75 -4.235 -5.014 -4.597 c [(t)-9.3(h)1.6(r)13.5(ou)2(g)2.8(h)14.1( ou)2(r)14( A)-11(me)7.6(r)3.3(i)15.9(c)-2(a)24.1(�)45.1(s)14( H)2.1(ome)19( )] TJ BDC n 0.000000 1 0 0 1 9 -3.0586 cm 0 Tw h 2.285 -2.559 l -90.681 -2.055 l 255 1 0 l W n 75.000000 H�2��B�|c� w��A 0.252 0.209 0.167 0.219 0.07 0.219 c PROCESS Print -3.285 -6.985 -2.297 -7.921 -1 -8.117 c [<000E>675.7 <0052>913.8 <0052>972.8 <0045>1041.1 <004D>789.8 <0049>721.8 <0052>971.8 <0054>1046.9 <0042>814.9 <00D5>633.8 <0051>865.9 <0054>1053.7 <004E>998.2 <0058>751.9 <00D5>815 <0044>1057.1 <004D>1023.7 <0041>781.9 <00D5>739.7 <0052>823.9 <0053>892.1 <004D>1040.8 <0045>780.9 <0049>503.9 <004B>708 <0043>751.9 <00D5>633.8 <0051>865.8 <0054>1053.8 <004E>998.2 <0058>751.9 <00D5>814.9 <004F>771 <004B>754.8 <0045>1041.1 <0048>807.9 <00D5>814.9 <0044>771 <004B>753.8 <0054>1053.8 <004E>1008 <0043>751.9 <00D5>739.7 <0052>1277 <004C>1318.8 <0041>849.7 <0051>895.2 <0047>1082.8 <004E>889.7 <0051>883 <004F>814.9 <00D5>633.8 <0051>865.8 <0054>1053.8 <004E>821.9 <00D5>1014.1 <0056>1260 <004E>1064.2 <0048>807.9 <00D5>649.9 <0053>881.8 <0054>1053.8 <004E>1070.9 <0042>1030.7 <0041>781.9 <00D5>798.9 <0045>866.7 <0051>889.8 <004E>1359 <004C>1102.9 <00D5>808.1 <004D>875.8 <0051>849.8 <0041>1014.8 <0045>]TJ -67.443 -6.188 l q proof:pdf uuid:5D20892493BFDB11914A8590D31508C8 [(C)-13.8(r)-11.1(e)-19.1(d)-5.6(i)-2.8(t a)-15.8(n)-14.1(d c)-11.7(o)-13.8(l)-7.3(l)-13.8(a)-8.9(t)-14.4(e)-9.1(r)-29.3(a)-15.8(l a)-12.2(r)-11.1(e s)-6.5(u)-10.6(b)-7.9(j)-6.6(e)-19.1(c)-28.4(t t)-13.5(o a)-18.2(p)-16(p)-9.9(r)-10.1(o)-9(v)-24.1(a)-15.8(l)-15.2(. -0.127 0 m unified <00D5>Tj $ [(Q)-13.4(u)-7.3(a)-9.2(l)2.9(i)4.8(fi)1.9(e)-9.7(d h)-13.3(o)-13.8(m)-13.8(e)-11.8(b)-13.4(u)-16.5(y)2.8(e)-6.3(r)-17(s m)-8.3(a)-1.5(y)5( )] TJ -114.769 -6.188 l 0 Tw [(Our Do)10(wn P)30(ayment Grant program may help make home buying more)5( )] TJ 60.000000 -3.285 -5.559 l 2019-04-23T15:42:42-04:00 BT ET ET TJ Our America’s Home Grant® program can be used toward nonrecurring closing costs, such as title insurance, recording fees and in certain situations, discount points that may be used to lower the interest rate. / <00BF>Tj Red The bank … 0 1 0.75 0.04 sc Home -9.5 14 l 62 612 0 l M)-13.3(a)-26.1(x)-12.9(i)-2.8(m)-10.1(u)-8.4(m i)-2.8(n)-14.1(c)-11.7(o)-13.2(m)-15(e a)-15.9(n)-14.1(d l)-12.9(o)-23.3(a)-15.9(n a)-15.9(m)-13.6(o)-14.1(u)-8.4(n)-5.6(t l)-2.8(i)-2.8(m)-4(i)-2.8(t)-40.1(s a)-18.2(p)-16(p)-14.3(l)-13.1(y)18.5(. 0.005 Tc bofa_pattern2_rgb_red_simple Homeownership for Black households is near a 50-year low. )-10( )] TJ 0 0 0 0 k /C0_2 1 Tf -11.331 2.113 -13.014 0.255 -13.026 -2.124 c saved ET 2019-04-08T09:35:35-04:00 f -19 0 l WISH grants can be applied to down payment and closing costs. / [(Bank\037of\037America Do)10(wn P)30(ayment Grant program)] TJ TJ 0.032 Tw /Span << /ActualText >> h h White -1.733 -2.374 0.841 -1.027 1.872 -0.575 c application/postscript Bright Red 186 29 0 0 29 41.322 703.045 Tm -101.825 1.939 l 0.000000 4.000000 Other Keywords|Icon False BT 1 12.5 l saved h ET Bank of America Default Swatch Group endstream endobj 11 0 obj <>>>>>/Resources<>/Font<>/ProcSet[/PDF/Text/ImageB/ImageC/ImageI]/Properties<>/XObject<>>>/Subtype/Form/Type/XOjbect>>stream 0.019 Tc Other Keywords|color /GS9 gs 0.061 Tw -119.322 -2.74 -118.869 -3.065 -118.869 -3.75 c 1 -1 l -19 -12 l [<0036>-1399.4 <00D5>649.9 <0053>631.8 <0049>721.7 <0052>721.9 <0049>]TJ h Color [(s)-6.5(u)-13.2(c)-18.2(h a)-16.8(s p)-9.9(r)-10.2(o)-15.4(p)-17.2(e)-9.1(r)-38.7(t)-31.2(y t)-35.5(a)-26.1(xe)-18.2(s a)-15.9(n)-14.1(d i)-2.7(n)-9.8(s)-6.5(u)-4.6(r)-29.4(a)-15.9(n)-14(c)-12.6(e)-12.8(. -19 -1 l PROCESS ET 1 0 0 1 4.151 1.9241 cm endstream endobj 30 0 obj <>stream [(B)-25.5(a)-15.9(n)-11.5(k\037o)-2.8(f\037A)-18.3(m)-15(e)-9.1(r)-16.3(i)-4.9(c)-33.6(a)-25.2(, N)-17.9(.)-36.1(A)-39.5(. 0 5 l [(o)-13.2(n)-8.8(l)-13.1(y)18.4(. PROCESS saved from application/postscript to application/vnd.adobe.illustrator 42 1 ET Inches converted � ��b��ؘ ���������=�[��%�W_�g������w����6�O���=��H41���0� .r�K��9Z��rW8J�2�`�]��V,���Y�r��Y��w��Kg�Ԙ:T&v��Mf$D h 0.01 Tc -23.289 -1.289 -23.718 -1.637 -24.531 -1.637 c CMYK -56.785 1.939 l [(� Program funds may be taxable as income; a 1099-MISC will be issued.)] -109.266 -4.504 l 00_Icons|Signature -67.443 -2.984 l Contact a lending specialist for more information. Adobe Bridge CC 2018 (Macintosh) -90.681 -6.188 l 10 0 0 10 32.64 458.6193 Tm 0.468 -0.958 1.285 -1.554 1.285 -2.259 c BankofAmerica Down Payment Grant program Up to $10,000 in down payment help may be available in your area! Does down payment assistance have to be paid back? / h Inches )-15( )] TJ -47.03 -6.188 l q 5.83 0 0 5.83 502.6499 426.2397 Tm [( )] TJ EMC Adobe Bridge CC 2018 (Macintosh) EMC Other Keywords|simplified 16 0 0 16 60.2603 674.245 Tm 3.5 0 l -57.806 -6.188 l 2019 There are credit card payment deferrals, interest rate deductions, debt consolidation loans, forbearance and other solutions as … TJ Bank of America is launching a program that will provide financial assistance to would-be homeowners who need cash for a down payment and closing costs. 75.000000 0 792 m Grant America offers up to $34,000 in down payment assistance. PROCESS ET /GS11 gs -0.002 Tw proof:pdf 1 0 0 1 -9.9276 0.2877 cm uuid:5D20892493BFDB11914A8590D31508C8 H�t��JCA��y��@s3�d���GW��.�V��� 1.082 0.285 0.844 0.518 0.545 0.518 c 100.000000 PROCESS 100.000000 True -109.719 1.939 m Adobe Bridge CC 2018 (Macintosh) -25.367 0.441 l [( )] TJ 02_Environmental|Exteriors|Flag converted -3.636 -3.544 l This program is open to those with approved FHA loans buying new or resale homes. / Bank of America 00_Icons|Print This new program will help put people on the path to affordable and sustainable homeownership through a combination of specially-designed products, resources and expertise. 27 634.5 558 130.5 re -3.636 -6.755 l f -24.531 0.441 m Adobe Illustrator CC 22.0 (Macintosh) 10 0 0 10 433.8 422.9097 Tm -47.03 -0.754 l 3 proof:pdf Other Keywords|equal sign 4.664 0 0 4.664 23 89.304 Tm saved 1.212 -0.366 0.914 -0.657 0.545 -0.657 c -67.443 0.383 l /metadata Signature 0_Rebrand|Icon ET T)-16.1(h)-14.1(e h)-12.8(o)-13.2(m)-15(e l)-12.9(o)-23.3(a)-15.9(n m)-10(u)-8.8(s)-12.1(t f)-17.2(u)-8.4(n)-14.1(d w)-11.5(i)-2.8(t)-22.8(h B)-25.4(a)-15.9(n)-11.5(k o)-2.8(f A)-18.4(m)-15(e)-9.1(r)-16.3(i)-4.8(c)-33.6(a)-23.6(. -4 7.086 l Adobe Illustrator CC 22.1 (Macintosh) /GS9 gs 0 0 0 1 sc EMC ASSET-03-19-0661 4.423 -2.584 l BT h -22.94 -2.74 l -4 11.5 l 0.88735 0 Td -25.367 -6.188 l 612 792 l converted Other Keywords|unified 00_Icons|2019 EMC 1 0 0 1 0.5268 0.0566 cm M)-13.2(a)-8.8(y b)-17.2(e c)-11.7(o)-13.2(m)-12.2(b)-6.7(i)-2.8(n)-14.1(e)-19.1(d w)-11.6(i)-2.7(t)-22.8(h ot)-22.8(h)-14.1(e)-9.1(r o)-2.8(f)-35.9(f)-6.1(e)-9.1(r)-25.2(s)-19.2(. /metadata converted 4.664 0 0 4.664 23 125.464 Tm /Fm0 Do /GS2 gs False 4.000000 /T1_0 1 Tf xmp.iid:d5e69b27-714d-4b5d-9f78-1a6d1fbc59a2 10 0 0 10 27 502.6193 Tm BT -36.14 1.939 l 10 0 0 10 32.64 502.6193 Tm BDC -41.806 -6.188 l W 10 0 0 10 32.64 537.6193 Tm [(A)-18.4(m)-15(e)-9.1(r)-16.3(i)-4.8(c)-33.6(a)10(�)39.2(s H)-12.5(o)-13.2(m)-15(e G)-18(r)-29.4(a)-15.9(n)-5.6(t)-37.1(, B)-25.5(a)-15.9(n)-11.5(k\037o)-2.8(f\037A)-18.3(m)-15(e)-9.1(r)-16.3(i)-4.9(c)-33.6(a a)-15.9(n)-14.1(d t)-22.8(h)-14.1(e B)-25.5(a)-15.9(n)-11.5(k\037o)-2.8(f\037A)-18.3(m)-15(e)-9.1(r)-16.3(i)-4.9(c)-33.6(a l)-12.9(o)-13.9(g)-7.3(o a)-12.2(r)-11.1(e r)-11.1(e)-12.6(g)-13.4(i)-2.8(s)-12.1(t)-14.4(e)-9.1(r)-11.1(e)-19.1(d t)-19.1(r)-29.4(a)-21.1(d)-15.5(e)-12.7(m)-15.4(a)-12.2(r)-23.8(k)-35(s o)-2.8(f B)-25.4(a)-15.9(n)-11.5(k\037o)-2.8(f\037A)-18.4(m)-15(e)-9.1(r)-16.3(i)-4.9(c)-33.5(a C)-11(o)-9.4(r)-23.8(p)-17.2(o)-9.4(r)-29.4(a)-8.9(t)-17.7(i)-4.9(o)-13.2(n)-16.5(. 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Ask the mortgage counselor for more details. Bright Red C0 M100 Y75 K4 2.285 -2.259 l from application/postscript to application/vnd.adobe.illustrator -103.892 -6.188 l -21.837 -2.438 -21.303 -1.66 -21.303 -0.511 c 0 75.000000 [(Up to $10,000 in do)10(wn payment help may be available in y)10(our area!)] Blue 2019-10-28T14:57:31-04:00 k100 Inches 10 0 0 10 32.6376 423.6193 Tm 0.500000 2019-02-07T14:07:31-05:00 ��SP���>N�s2������[��]1.�+�Z2u�Y��+�Ɨ,D�4P�P��b$ � �~����=HF85oxe%)���+. -0.02 Tc 2019-04-23T15:44:29-04:00 2020-09-14T09:40:17-05:00 Bank of America is committed to make owning a home affordable through the new grant program called the Community Homeownership Commitment. Funded by the CBC Mortgage Agency, this program offers the ability to utilize an FHA-insured home loan by offering eligible applicants 3.5% of the purchase price to cover the down-payment. 2018-10-05T11:52:57-04:00 0 Tw 16.405 7.219 15.762 7.551 14.948 7.95 c -121.144 -2.74 l -121.144 -4.76 l [( )] TJ endstream endobj 22 0 obj <>/Properties<>/Shading<>>>/Subtype/Form>>stream -98.598 -6.188 l 0 0 l 67.578125 Red BT xmp.iid:783bd529-1bcc-47d3-80b1-0caf0aa4bd96 Adobe PDF library 10.01 xmp.iid:699d26f1-9ab3-48ef-acff-85f96878b576 Unified brand BT 1.297 -7.921 2.285 -6.985 2.285 -5.858 c -117.116 1.01 -117.963 1.939 -119.763 1.939 c Grant America offers down payment assistance to low and middle income home buyers: Those with an FHA loan or are pre-approved for FHA mortgages qualify for the Grant America program. converted 136.576 40.461 3.036 0.831 re 00_Icons|Logo [(Program funds may be used to)10(ward do)10(wn payment only \(no cash back\).)] endstream endobj 35 0 obj <> endobj 36 0 obj <> endobj 37 0 obj <> endobj 38 0 obj <> endobj 39 0 obj <> endobj 19 0 obj <> endobj 20 0 obj <> endobj 21 0 obj <> endobj 42 0 obj <>stream converted PANTONE 280 C 11 0 0 11 175.588 581.6163 Tm -117.731 -6.188 -116.884 -5.259 -116.884 -3.947 c Some government units and nonprofit agencies offer second or third mortgages or grants with zero percent interest, deferred payments and loans that may be forgiven. BT Web 10 0 0 10 32.64 524.6193 Tm 02_Environmental|Exteriors|House The bank will give eligible borrowers up to $10,000 to be used toward their down payment. /metadata 2019-11-26T12:53:07-05:00 BT from application/postscript to application/vnd.adobe.illustrator 0 -1 l ET Adobe Illustrator CC 22.1 (Macintosh) 0.009 -0.089 l /T1_1 1 Tf f It’s important to note that the two are not offered together. Limited to two mortgage products. 0.35 -0.427 m 1.142 -0.33 0.441 -0.133 0 0 c /GS11 gs 1 0 obj <>>>>>/Type/Catalog/ViewerPreferences 5 0 R>> endobj 2 0 obj <>stream [( )] TJ -0.987 -2.995 l 0.005 Tc 100.000000 h Pageflex Server [document: DP0600753_00001] -4.356 -2.566 l BT ET 8 0 0 8 26.0548 158.96 Tm -96.531 1.939 m -102.057 -6.188 l h f ET 1 0 0 1 -138.0519 -44.3934 cm 10 0 0 10 32.64 458.6193 Tm Logo 0 Tw h 19.11572 357.76459 m converted 0.173 -0.657 -0.127 -0.366 -0.127 0 c 0 0 0 1 k -0.013 Tw 221 7.779 9.172 2.363 5.765 -2.486 1.917 c [(�)] TJ If a down payment of 5% or more is made, the fee is reduced. -109.754 -2.995 l 2019-05-10T08:45:54-04:00 0.963 -2.995 l 1 BT endobj Adobe Bridge CC 2018 (Macintosh) from application/postscript to application/vnd.adobe.illustrator 0.000000 612 0 l BT -64.877 -2.984 l uuid:65E6390686CF11DBA6E2D887CEACB407 2019-02-07T10:57:08-05:00 14.25 9.633 13.383 10.145 12.413 10.701 c xmp.iid:2b8386e1-04d4-43d4-81a7-954f8ac80ce0 -118.869 -4.469 -119.322 -4.76 -119.995 -4.76 c Black ET xmp.iid:0c78e2e7-124f-4162-8b44-0c6ce7e5a9b4 11 0 0 11 440.794 511.9067 Tm 484.92 543.56 38.16 43.92 re -13.014 -4.527 -11.354 -6.362 -8.626 -6.362 c Adobe PDF library 15.00 6�d�k�C/r爆I�Y� �{�Ն����tǛv*x�|��8�zr�nE�"C5k���_M��e��6�&����`��NJ�+]�#� H�' -112.204 -4.504 l -9.5 12.586 l -34.167 -1.312 l TJ Up to 97% loan-to-value/105% combined loan-to-value. The assistance funds come in the form of a zero-interest second mortgage with a 30-year term. TJ Topics include: housing search, identifying and working with a real estate agent, keeping your file updated, how to use the NACA mortgage calculator, common errors in the Purchase and Sales contract, requirements for Credit Access approval, submission of your bank application, and more. f* -23.718 0.441 -23.289 0.081 -23.289 -0.592 c BT xmp.iid:0d0cf641-3168-47b9-bd12-b314a3e9a470 MyHome provides a deferred-payment junior loan – up to 5% of the purchase price, or appraised value, whichever is less, to be used for their down payment and/or closing costs. 18 00_Icons|Logo 0 Tr 0 0 m 7.065 2.279 11.86 5.201 17.138 6.849 c -27.306 1.939 l BT /GS1 gs 0 -10.059 l ET equal housing lender from application/postscript to application/vnd.adobe.illustrator -59.826 -6.188 l 0 0 m 0.000000 from application/postscript to application/vnd.adobe.illustrator 173 -64.332 0.383 l This program must be combined with a CalHFA first mortgage loan. saved -6.398 1.784 -7.243 1.461 -7.822 1.218 c VA funding fee applies except as may be exempted by VA guidelines. 00_Icons|Unified brand The program has been so overwhelmingly successful that NACA hit that number four months earlier than anticipated. -7.001 -4.527 -7.662 -4.713 -8.336 -4.713 c q 2.24732 0 Td Adobe Bridge CC 2018 (Macintosh) 100.000000 -63.983 1.939 l xmp.did:1b6690ed-28a8-c141-9479-b6a9cf6be651 f [(Grant program is currently limited to tw)10(o specific mortgage products.)] application/pdf 0 792 l TJ PROCESS 0.005 Tc 0 -8.117 l Icon -9.856 -4.713 -10.901 -3.68 -10.901 -2.124 c 0.000000 2019-05-10T09:09:38-04:00 Print [(� )] TJ BT 0.000000 f* Other Keywords|Equal housing lending icon n h [(n)-8.4(o)-8.8(n)-7.4(r)3.5(e)-4.7(c)-4.2(u)-7.1(r)-12.5(r)-5.7(in)-5.7(g)5( c)-1.4(lo)3.9(s)10.7(in)-5.7(g)5( c)7.4(o)3.9(s)-3.3(t)-26.5(s)10( )] TJ Yellow [(3)] TJ 10 0 0 10 27 436.6193 Tm 10 0 0 10 433.8 486.9097 Tm -2.032 -6.188 l 10 0 0 10 32.64 537.6193 Tm B)-16.9(o)-9.4(r)-17.7(r)-10.2(o)-9.3(w)-8.9(e)-9.1(r)-25.1(s c)-33.6(a)-15.9(n)-9.2(n)-12.8(ot r)-11.1(e)-19.1(c)-12.5(e)-5.1(i)-12.1(v)-7(e p)-9.9(r)-10.2(o)-13.8(g)-14.9(r)-29.4(a)-15.9(m f)-17.2(u)-8.4(n)-14(d)-11.2(s a)-16.8(s c)-33.6(a)-16.8(s)-5.6(h b)-23.3(a)-19.7(c)-20.5(k i)-2.8(n e)-22.4(xc)-12.6(e)-18.2(s)-12(s o)-2.8(f e)-15.3(a)-12.2(r)-21.4(n)-14.1(e)-18.1(s)-12.1(t m)-13.7(o)-13.2(n)-14.1(e)-9.8(y d)-15.5(e)-15.1(p)-17.2(o)-10.6(si)-2.8(t)-40.1(s)-19.2(. 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